7 Most Helpful US Banking Online Safety Tips

Dec 30, 2022 | Banking

Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

Manage your money more conveniently with the best US banking online. Transferring funds does not require a trip to the bank, and finding out our balance does not require waiting for the next paper statement. There is a wealth of information available at our fingertips. US banking online has made life easier for us, but it has also made it easier for thieves.

Are you looking for the best online bank? Look no further, as Zil is a secure and convenient solution for US banking online. With Zil, you don’t need to worry about your money as every transaction is automatically covered with a protective shield that unauthorized persons cannot access.

It is no longer necessary for criminals to plan a heist to steal someone’s bank account. It only takes them a few seconds to expose your personal information or to send out a virus that will do the job for them. By carefully guarding your personal information and following these online banking safety tips, you can avoid becoming a thief’s next victim.

Avoid Public Wi-Fi for Banking

Hackers can easily steal personal information from your computer while on public Wi-Fi. Access your bank’s website only through a secure Wi-Fi network or your own cell phone data connection when you’re on a computer, tablet, or mobile phone. It keeps your information safe since thieves can’t hack it.

Logouts Shouldn’t Be Saved

Someone canaccess your bank accounts if they use your computer or mobile device after you save your login information. Many banking sites now time out after a certain amount of inactivity and do not save your data.

Change Your Password Frequently

To create a strong password, you should mix uppercase and lowercase letters, numbers, and symbols. As a result, most banks now require their customers to maintain a password that complies with these requirements for their online accounts. In addition, you should change your password every couple of months.

In addition, you should use different passwords for all your online accounts. This will ensure that hackers have difficultyaccessing your information without your knowledge.

Make Use of Two-Factor Authentication

An increasing number of banks are now offering two-factor authentication as the next level of security for their customers. Whenever you log in to your bank’s website, you usually give it your phone number, and the bank texts you a code to verify your account. Some banks also allow you to email or call to request the code. You will need to enter your password and this code to log in.

Hence, even if someone steals your password, they will not be able to gain access to your account. You will have to jump through more hoops to set it up. However, if your bank offers this service, you should take advantage of it and make sure you set it up.

Gift Cards as a Business Strategy

Businesses are increasingly offering gift cards as a result of increased consumer demand and the way they shop online. Gift cards can help businesses increase their profit margins by:

  1. Using gift cards can help increase brand engagement and sales. You can do this by using gift card marketing strategies and promotional campaigns.
  2. API innovation can be propelled by expanding into new ecosystems.
  3. Looking for new customers.
  4. Offering digital gift card services.

Stay Up-To-Date

Computers and outdated mobile devices may not be secure enough to protect your personal and financial data. You may not realize you have been hacked until your money is lost if your computer becomes infected with a virus. Install antivirus software and perform your computer’s recommended updates as soon as they are available.

Enter Your Bank’s Web Address Yourself

Some hackers send out “phishing” emails impersonating banks. It’s a fake version of the bank’s site that they are trying to get you to enter your login information. You should never click on links in emails that appear to come from your bank, even if they seem legitimate. Instead, you should type the bank’s web address into the URL bar or use a search engine to find the correct web page to access. If you want to refer back to the right page in the future, you can bookmark it.

Keep an Eye on Your Account

As long as you follow the precautions outlined above, you should be able to prevent others from getting into your bank account. The only way you can be sure that your money is not transferred to your enemies is to regularly check your account balances and transaction histories and make sure your money is not going anywhere it is not supposed to. Immediately report any suspicious activity to your bank and change your account password if you suspect any suspicious activity.

Most of these rules are likely common sense, but it is always a smart idea to be alert. If you lose your money, there is no guarantee that you will get it back. Depending on the circumstances, you may never see it again. You should ensure that the information you have on your bank account is kept safe and secure by updating your computer’s software, setting up two-factor authentication, and changing your bank account password now if you have not done so in the past.

We are committed to keeping your information safe and secure at Zil. We encourage you to take advantage of our bank’s security features, including two-factor authentication, creating strong passwords, and monitoring your account activity regularly. Following these simple tips can help protect you from becoming a fraud or identity theft victim.

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zilbank.com

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111 N Market St, San Jose, CA 95113

PO Box 6543, Tyler TX 75711

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