ACH Payment Online
ACH Payment Online with Zil is easy and convenient. No more struggles with recurring transactions. With an ACH payment processor, businesses can make or accept ACH payments anytime, anywhere, with computers, tablets, or smartphones. Log in to our platform and add your bank account for quick and easy ACH transfers at a low price.
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initial fee
No initial fees or hidden fees to open account with us.
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maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
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minimum deposit
Start your banking journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
National Automated Clearing House
ACH payments, also known as direct payments, are electronic bill payments that are debited straight from the customer’s checking or savings account. The money is transferred from one bank account to another without using paper checks, credit card networks, wire transfers, or cash. ACH payment online is routed from one financial institution to another over a network through a secure system run by the National Automated Clearing House Association (NACHA), which regulates these types of transfers.
What Is ACH?
An Automated Clearing House, or ACH, is a network used for electronic funds transactions between U.S. bank accounts. It will let you digitally transfer funds between your bank account and a vendor or employee bank account. It’s also easy to implement ACH payments for your small business. ACH payment online via Zil is less expensive than paper checks, credit card transactions, and wire transfers.
What Is ACH?
An Automated Clearing House, or ACH, is a network used for electronic funds transactions between U.S. bank accounts. It will let you digitally transfer funds between your bank account and a vendor or employee bank account. It’s also easy to implement ACH payments for your small business. ACH payment online via Zil is less expensive than paper checks, credit card transactions, and wire transfers.
FREQUENTLY ASKED QUESTIONS
What is ACH payment?
ACH payments are the transfer of money electronically, and it involves moving money between two banks using the Automated Clearing House network, a secure network run by NACHA. People often use them for direct deposit or auto bill pay. You can experience faster ACH transfers with Zil online banking.
How does ACH payment processing work?
Debit and credit are the two ways ACH payments are processed. When a customer authorizes the merchant to make an electronic transaction, it is called an ACH debit. On the other hand, when money gets deposited into the receiver’s account, it is called ACH credit. You can make easier and faster ACH payments with Zil Online Banking.
What is the cut-off time for processing ACH debits and credits?
Here are the cut-off times for originating ACH Credit & Debit Transactions:
Same Day ACH Cut-Off: 9:45 AM PST
Next Day ACH Cut-Off: 2:45 PM PST
ACH Payment vs Credit Card
ACH is guaranteed to go through once processed and completed. This usually takes days, but it is free or low-cost. Meanwhile, credit cards go through a network to verify limits and incur interest charges. Process ACH at a low cost using Zil.
Make Business Easy with Zil
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