Best Checking Accounts
Best Checking Accounts for small businesses with no minimum deposit or monthly fee. Login and open a U.S. bank account online on Zil. You can access it anytime, anywhere, at no hidden fee. Zil cloud-based online banking offers a fee-free checking account for SMEs to make instant payments any way you want- ACH, printable checks, eChecks, wire transfers, or Real-Time Payment.

We Offer You the Best
0
initial fee
No initial fees or hidden fees to open account with us.
0
account fee
Make unlimited transactions without any account fees.
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ACH & wire fee
Transfer money safely and quickly via EFT without any transaction fees.
0
initial fee
No initial fees or hidden fees to open account with us.
0
transaction fee
Make unlimited transactions without any monthly or annual fees.
0
ACH & wire fee
Transfer Money safely and fastly via EFT Without any transaction fees.

Why Zil?
Zil offers limitless transactions with endless earnings with a wide range of features. The bank allows you to process ACH, Wire, and direct deposit. Moreover, Zil offers fee-free checking account. The account is free, and the users are exempt from minimum balance and monthly transactions.
Open a US Bank Account Anywhere in the World
Grow your business faster in the US by setting up the best Checking accounts remotely. You can open up a US business bank account online and enjoy a US bank’s benefits without flying to the US. As a result, having a US number allows you to accept US dollars without losing any exchange rate. Additionally, you can offer your customers various payment methods to not lose out on a large part of the market.


Customized Expense Card
We provide customized expense cards to corporations to manage employee cost management. Businesses can issue multiple cards to employees, which can be limited to specific expenses.
FREQUENTLY ASKED QUESTIONS
What is a checking account?
A checking account is a bank account for making regular transactions like paying bills or purchases. It has a lower interest rate than a saving account. On Zil, you can open a U.S FDIC insured checking account anytime at no initial deposit fee. Make instant money transfers by ACH, checks, or wire transfer.
What’s checking account number?
A checking account number is assigned by your bank when you open a bank account. It is used by businesses and banks to identify your account. Zil online banking offers the best online checking account at no minimum balance fee or monthly fee.
Are checking accounts free?
Some big banks may charge a monthly fee, but it can be waived by meeting requirements like keeping a minimum balance. However, there are alternatives like Zil Online banking that offer free checking account with no hidden fees.
Checking Accounts vs Savings
Checking accounts are better for regular transactions such as purchases, bill payments and ATM withdrawals; they have less interest rate than a saving account.
Checking Account vs Prepaid Debit Card
Checking accounts are linked to your bank and can apply overdraft fees when you withdraw more money than is available; however, prepaid cards are not linked to your checking account, and money is placed on the card in advance. Since you cannot spend more than you have already loaded onto your prepaid card, there are no overdraft fees.
Make Business Easy with Zil
At Zilbank.Com, we pledge to provide convenient and efficient services to our customers to make business operations easier.