High Yield Savings Accounts
High Yield Savings Accounts with Zil is the right choice for enjoying the best saving interest rates at online banks. Access and manage your savings anytime, anywhere with mobile online access available at your fingertips 24/7. Grow your money and meet your financial goals with Zil savings account at no opening deposit fee or maintenance fee. Deposit and transfer money through checks, direct deposits, ACH, or wire transfers.
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open account with us.
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maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
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minimum deposit
Start your banking journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
How to Open a High-Yield Saving Account?
You can open a US bank account online with the best saving account on Zil remotely. Zil offers the best interest rates for your savings account to meet your financial goals and grow money. Make internal and external money transfers through mobile check deposits, wire transfers, or ACH.
The Best High-Yield Saving Account Online with No Fees
Manage your saving account anywhere, anytime. Grow your balance and deposit checks online with Zil. Our saving account has no minimum balance requirement. Open a saving account in no time on Zil.
FREQUENTLY ASKED QUESTIONS
What is a high yield saving account?
A high-yield savings account (HYS account) is a deposit account with higher interest rates than a standard savings account. Online banks offering HYS accounts with the best interest rates in the US include Zil, Lending Club, and SoFi.
Is a high yield saving worth it?
High-yield savings accounts offer higher APY (Annual Percentage Yield) that lets you meet your financial goals by earning higher interest on your saving. Zil provides the best interest rates for online HYS accounts at no opening deposit or minimum balance fee.
Which is the best high yield savings account?
Zil provides the best high-yield savings account online, so you can grow and manage your saving from your smartphone or tablet. Enjoy higher interest rates on your savings with no minimum deposit or maintenance fees.
Checking Account vs Saving Account
The checking account is very liquid and allows regular withdrawals and deposits through checks, electronic deposits, or ATMs. It offers a lower interest rate; however, a saving account has a limit on daily withdrawal and is primarily used to grow and save your money by earning an interest rate. Zil provides the best online banking for small businesses with a fee-free checking and savings account.
High-Yield Saving Account vs Standard Saving Account
The main difference between a HYS account and a standard saving account is that a HYS account provides a higher APY (Annual Percentage Yield) with more interest rates than a standard saving account. You can open a HYS account online in minutes on Zil at no opening deposit fee.
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