No Fee Banking Account
Zil is a financial technology company, not a bank or an FDIC member. Zil offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.
We Offer You the Best
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
0
initial fee
No initial fees or hidden fees to open account with us.
0
maintenance fees
Enjoy hassle-free banking services with no maintenance fees.
0
minimum deposit
Start your banking journey with zero minimum deposit.
Open a US Bank Account Anywhere in the World
Zil US allows you to grow your business faster in the US by setting up the best checking accounts from anywhere. You can open a US business bank account online and enjoy a US bank’s benefits without flying to the US. Having a US number enables you to receive payments in US dollars without worrying about exchange rates. It also allows you to offer customers multiple payment options, ensuring a seamless financial transaction.
SERVICES
Experience the power of next-generation cloud banking solutions at Zil US SaaS platform, revolutionizing the banking industry
Banking Platform
Enjoy US banking experience online at zero hidden fees and streamline your operations from anywhere, anytime.
ACH
Enjoy a smooth and efficient process for ACH payments, free of complications at low transaction costs.
Payroll Card
Experience endless convenience, instant access to funds, and enhanced security with Zil’s payroll card.
Wire Transfer
Send or receive funds domestically or internationally with the wire transfer service with minimal transaction charges.
Pay by Phone
Send money using your phone number seamlessly and discover the convenience of Zil.US!
Gift Card
Effortlessly gift with Zil. Email gift cards to any contact for use at any store. Ideal for all occasions and unlimited recipients.
API
Enhance Services with Virtual and Gift Card APIs! Create unlimited cards and set spending limits. Empower business with Zil.US.
No More Hidden Fees
You can use Zil US’ fee-free checking account, which doesn’t charge any maintenance fees or minimum amount in your account, nor are you subject to any monthly service fees. In addition, there is no need for you to make a minimum deposit to start an account.
Zil US Mobile Banking SaaS Solutions
Download the Zil mobile app for convenient, secure, and safe banking on the go. Access all features and services for your banking needs effortlessly.
Get Paid Early
When you utilize Zil US, you’ll have a better chance of getting paid on time and seeing faster payment transfers. Zil US allows its customers to get their paychecks two days sooner than usual. You may finally end the waiting since you will be paid in advance!
Best Bank for Small Business
Zil US, the top choice for small businesses, offers free online checking and fee-free banking. The platform lets you get transparent and convenient banking and enjoy instant money transfers via ACH, wire transfers, mail checks, and RTP. Open your no-fee business account with Zil US today to efficiently manage your small business finances and transactions.
FREQUENTLY ASKED QUESTIONS
Are checking accounts free?
Some big banks may charge a monthly fee, but it can be waived by meeting requirements like keeping a minimum balance. However, fintech platforms like Zil US offer a free checking account with no hidden fees.
Which banks offer no-fee checking accounts?
Zil US online banking offers no-fee banking accounts. On Zil US, you can open a checking account anytime with no initial deposit fee. Also, you can make instant money transfers by ACH, checks, or wire transfer.
What is a checking account?
A checking account is a bank account for making regular transactions like paying bills or purchases. It has a lower interest rate than a savings account. Using Zil US, you can open a no-fee banking account anytime at no initial deposit fee.
Checking Account vs Savings
Checking accounts are better for regular purchases, bill payments, and ATM withdrawals; they have lower interest rates than saving accounts. Open a business checking account with Zil US and enjoy easy transactions.
Make Business Easy with Zil
At Zil.US, we pledge to provide convenient and efficient services to our customers to make business operations easier.